Professional Asset Management

Trusted Solutions for
Debt Buying & Asset Recovery

Indonesia's market leader with nationwide coverage, supported by affiliated legal teams and domestic and international investors.

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Proven Track Record

Portfolio Worth
IDR 7.2 Trillion

Managing over 14,500+ accounts with total principal balance reaching USD 471 Million across MICRO, SME, and Commercial & Corporate segments.

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Experience & Trust

20+ Years
Industry Experience

Trusted by major banks and leading financial institutions in Indonesia. Our professional team has extensive experience in debt recovery and asset management.

Our Expert Team Our Services
Professional Team
Nationwide Coverage

Serving
Across Indonesia

With an extensive network and partnerships, we are ready to serve your debt buying and asset management needs throughout Indonesia with the highest professional standards.

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Comprehensive Services

Integrated financial solutions and asset management with real and measurable approaches.

01 Debt Buying

Debt Buying

Purchasing debt portfolios from financial institutions to be managed and resolved professionally and ethically.

02 Asset Management

Asset Management

Asset management and recovery with measurable, efficient, and transparent strategies to maximize value.

03 Law Firm

Law Firm & Auction

Supported by affiliated law firm (4 lawyers) and internal auction house for legal litigation and asset execution processes.

04 Specialty Financing

Specialty Cons. Financing

Channeling & Consumer Financing services. Super lender since 2022 with monthly origination of IDR 50-70 Billion.

05 Special Situation

Special Situation Financing

Flexible financing solutions for special situations (distressed assets) requiring expert handling and rapid response.

06 Pawn Shop

Pawn Shop

Trusted pawn services as an alternative short-term funding solution that is fast, secure, and officially licensed.

Our Portfolio

Total Principal Balance & Accounts Managed

MICRO

IDR 1 T

(USD 65 Million)

12,191 Accounts

SME

IDR 900 M

(USD 56 Million)

21,00 Accounts

COMMERCIAL & CORP

IDR 5.3 T

(USD 350 Million)

266 Accounts
SINCE 2022

Specialty Consumer
Financing

Murni Group acts as a Super Lender, channeling strategic and large-scale consumer financing solutions.

Super Lender Status

High trust in consistently and measurably disbursing funds since 2022.

Monthly

Monthly Origination Volume

IDR 50 - 70 M

(USD 3.3 - 4.6 Million)

Total

Cumulative Origination

IDR 3 Trillion

(USD 190 Million)

Dec 2025

Outstanding Funding

IDR 230 Miliar

(USD 15 Million)

Duration

Average Tenor

6 Months

Short-term Loan Cycle

Operational Coverage
& Recovery Approach

Covering all strategic regions of Indonesia

Indonesia Coverage Map

SME & Micro

Served in 39 cities with support from more than 250 professional field collectors.

Corporate

Centrally handled at Head Office Jakarta by 5 experienced Senior Account Managers.

Document Security

On-site Strong Room facilities at 2 Jakarta locations to ensure collateral asset security.

Litigation

Full support from internal and external legal teams for effective and measurable legal processes.

Leadership Team's Roles

Experienced experts leading our strategies.

Vonny Santoso

Top Leader

Origination & Investor Relation

Vonny is the Executive Director focusing on origination with extensive experience in finance, audit, and investment. She graduated from University of Minnesota in the USA.

Ronny Rusli

Co-Principal, Advisor

Underwriting & Risk Management

Graduated from Kenan-Flagler Business School and Fakultas Ekonomi Universitas Indonesia, Ronny has over 20 years experience in strategic M&A, corporate turnaround, and distressed investments across SE Asia, the US and Australia.

Paula D Koentjoro

Executive

Recovery & Credit Analysis

With her over 30 years C-level executive experience in Commercial and Corporate Banking, Paula responsible for leading Murni’s Recovery and Credit Department.

Welli Irawan

Professional

Litigation

Welli is seasoned professional with 20 years exposure in micro and SME loans remediation. He obtained a law degree and a graduate degree in management from Universitas Sriwijaya.