Professional Asset Management

Trusted Solutions for
Debt Buying & Asset Recovery

As Indonesia’s market leader with comprehensive nationwide coverage, we are strategically supported by affiliated legal experts and a robust network of domestic and international investors.

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Proven Track Record

Portfolio Worth
IDR 7.2 Trillion

We currently manage a diverse portfolio exceeding 14,500 accounts, with a total principal balance of USD 471 million. Our expertise spans across the Micro, SME, and Commercial & Corporate segments.

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Experience & Trust

20+ Years
Industry Experience

Trusted by major banks and Tier-1 financial institutions across Indonesia, our professional team possesses extensive experience in debt recovery and strategic asset management.

Our Expert Team Our Services
Professional Team
Nationwide Coverage

Serving
Across Indonesia

Leveraging an expansive network and strategic partnerships, we provide specialized debt acquisition and asset management services throughout Indonesia, adhering to the highest standards of professional integrity and excellence.

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Comprehensive Services

Integrated financial solutions and asset management with real and measurable approaches.

01 Debt Buying

Debt Acquisition

We acquire debt portfolios from financial institutions and ensure they are managed and resolved with the highest standards of professionalism and integrity.

02 Asset Management

Asset Management

We specialize in asset management and recovery, implementing measurable, efficient, and transparent strategies to ensure maximum value creation.

03 Law Firm

Law Firm & Auction

Our operations are supported by an affiliated law firm comprising four experienced lawyers and an internal auction house, enabling us to deliver professional legal litigation and asset execution services with efficiency and integrity.

04 Specialty Financing

Specialty Cons. Financing

Since 2022, we have established ourselves as a super lender, offering channeling and consumer financing services with monthly originations of IDR 50 to 70 billion, driven by efficiency, transparency, and trust.

05 Special Situation

Special Situation Financing

We provide flexible financing solutions tailored for special situations, particularly distressed assets, ensuring expert handling and rapid response to maximize recovery and value.

06 Pawn Shop

Pawn Shop

We provide trusted pawn services as an alternative source of short-term funding, delivering fast, secure, and officially licensed solutions to meet urgent financial needs.

Our Portfolio

Total Principal Balance & Accounts Managed

MICRO

IDR 1 T

(USD 65 Million)

12,191 Accounts

SME

IDR 900 M

(USD 56 Million)

21,00 Accounts

COMMERCIAL & CORP

IDR 5.3 T

(USD 350 Million)

266 Accounts
SINCE 2022

Specialty Consumer
Financing

Murni Group has established itself as a Super Lender, channeling strategic and large-scale consumer financing solutions that drive measurable impact and build long-term trust.

Super Lender Status

Since 2022, we have earned high trust by consistently and measurably disbursing funds, reinforcing our reputation for reliability and transparency.

Monthly

Monthly Origination Volume

IDR 50 - 70 M

(USD 3.3 - 4.6 Million)

Total

Cumulative Origination

IDR 3 Trillion

(USD 190 Million)

Dec 2025

Outstanding Funding

IDR 230 Miliar

(USD 15 Million)

Duration

Average Tenor

6 Months

Short-term Loan Cycle

Operations
& Recovery Approach

Covering all strategic regions of Indonesia

Indonesia Coverage Map

SME & Micro

We operate across 39 cities, supported by a network of more than 250 professional field collectors, ensuring efficient and reliable service delivery nationwide.

Corporate

Our operations are centrally managed at the Head Office in Jakarta by a team of five experienced Senior Account Managers, ensuring consistency, professionalism, and effective oversight.

Document Security

We maintain on-site strong rooms in two Jakarta locations, ensuring the secure storage and protection of collateral documents with the highest standards of safety and compliance.

Litigation

Our operations are supported by an affiliated law firm comprising four experienced lawyers, ensuring professional handling of litigation and legal recovery processes

Leadership Team's Roles

Experienced experts leading our strategies.

Vonny Santoso

Top Leader

Origination & Investor Relation

Vonny is the Executive Director focusing on origination with extensive experience in finance, audit, and investment. She graduated from University of Minnesota in the USA.

Ronny Rusli

Co-Principal, Advisor

Underwriting & Risk Management

Graduated from Kenan-Flagler Business School and Fakultas Ekonomi Universitas Indonesia, Ronny has over 20 years experience in strategic M&A, corporate turnaround, and distressed investments across SE Asia, the US and Australia.

Paula D Koentjoro

Executive

Recovery & Credit Analysis

With her over 30 years C-level executive experience in Commercial and Corporate Banking, Paula responsible for leading Murni’s Recovery and Credit Department.

Welli Irawan

Professional

Litigation

Welli is seasoned professional with 20 years exposure in micro and SME loans remediation. He obtained a law degree and a graduate degree in management from Universitas Sriwijaya.